Participating life insurance is the best way to ensure your loved ones are provided for when you’re gone.
Ideal to
- Maximize the value of your estate
- Accumulate tax-preferred cash values that you can access anytime
- Increase your death benefit to keep up with inflation
- Adapt your coverage options as your needs evolve over time
How it works
With participating life insurance, some things are guaranteed and some aren’t:
- What’s guaranteed: your premiums, your death benefit and some cash surrender values
- What’s not guaranteed: annual dividends
What we offer
Take advantage of our flexible participating life insurance coverage options
Personalized coverage
- Decide how long you want to pay your premiums:
- For 20 years or to age 100
- Get a guaranteed, tax-free death benefit
- Use dividends to purchase additional life insurance or reduce your annual premium
- Choose to stop paying premiums while maintaining your coverage
Additional coverages
- Pay no premiums if you become disabled while covered
- Benefit from additional life insurance amounts without proof of good health if you’re the owner of a growing business
How to buy this policy
Make an appointment with us today. We’ll assess your financial needs and recommend a solution best-suited to your priorities.